Tips about Rewards
It's great to be on vacation knowing you worked ahead of time to pay the trip off in advance and won't have a large bill waiting upon your return. However, I earn a bit more by saving the cash/expense money I expect for tips and other spending and add it to my credit card right before I leave. This way I charge the tips and other items and earn the "points" on my card for a future use! And there are no worries about losing the cash. Same planning, just getting a little "extra" for another trip! - Lisa
Don't forget to take advantage of any discounts when you're shopping. There are discounts of 10 percent or more for Annual Passholders, Disney Vacation Club members, Disney VISA Cardholders and D23 members, possibly even AAA members. Sometimes the cast members are nice enough to remind you, but sometimes even they forget, so always be sure to ask! - Debbie
Put money you would spend on food onto American Express gift cards, especially if they can be purchased as part of a school fundraiser (http://www.shopwithscrip.com)!. - Cindy
We have learned how to do "Disney on a Dime". All my husband's business expenses go on our Disney Visa Card so that we can get about $1000 a year in reward dollars to put toward our trip (you could also do this with personal expenses). We pay the entire balance every month so there are no charges. - Tammy Wilczek
A way my family saves money is by using Mypoints and cashing in our points for gift cards. I have been able to redeem my points for $50 gift cards to BP and Shell gas, $50 Visa gift cards and gift cards to restaurants, i.e. Rainforest Cafe, Subway, etc. All you have to do is click on emails, take surveys and buy through Mypoints from your favorite retailers to earn points on purchases. For our trip this March, my mom and I cashed in points between the two of us for $200 worth of Visa gift cards that we are using for food, gas and souvenirs in Disney World! - Shannon Mason
We rack up Disney Reward Dollars on the Disney Visa like mad for the time between trips. We recently upgraded to the new premier version of the card, and that has helped immensely! Two percent back on groceries and gas? DONE! We use it like a debit card and just pay it off each month. That really helps! Then we cash it in right before the trip and use it for food, souvenirs, park tickets, etc. - Faith
The best thing we ever did was to get a Starwood American Express card. Starwood Hotels runs the Walt Disney World Swan and Dolphin. You accumulate points through purchases. We haven't paid for lodging on our last two Disney trips. And I think we found out about it on AllEars.Net! - Julie Maguire
