A Complete Guide to Disney Visa Discounts

When it comes to Disney discounts, we’re all ears.

The Emporium in Magic Kingdom

We all know that annual passholders and Disney Vacation Club members get regular discounts. Sometimes being a Florida resident can score you some money off.  But did you know that if you have the right credit card, namely the Disney Visa card — you can also get plenty of discounts? And they aren’t just in the parks.  We have put together a complete list of all of the discounts and perks you can get with your Disney Visa!

When it comes to Disney Rewards Visa Cards, you have a couple of different options to choose from that come with their own set of perks. We know credit cards aren’t a one-size-fits-all situation, so we are here to give you the full breakdown of the discounts that come with each option.


Before we can break down each card, we need to talk about the discounts and perks that you can get with both of them, no matter what card you use.


When you have a Disney Visa card, you can save 10% on select purchases on shopDisney.com, as well as being able to save 10% off select purchases on merchandise and dining locations at Disneyland Resort and Walt Disney World. These discounts can add up to some serious savings at the parks, so make sure you let the cashier know you’re a card holder to see if that store participates in the discount program.

Disney Wish ©Disney

You are also able to get discounts with your Disney Visa when you’re on a Disney Cruise! That’s right, when you use your Disney Visa card to pay while on a cruise, you’ll be able to get discounts for select onboard purchases.

Cinderella Castle

Along with those discounts, you also can get special financing on select Disney vacation packages. Make sure you look into what package may work best for you before booking!

Disney VISA Photo Spot in EPCOT

While discounts are great, they’re not the only thing you can get when you have a Disney Visa! When you’re at the Disney parks for a vacation, be sure to check out the Disney Cardmember photo opportunities! These are exclusive photo spots for Disney Visa cardholders.

Visa Cardmember Photo Spot in EPCOT

They have them in Disney California Adventure at Disneyland and Hollywood Studios and EPCOT at Disney World. When you go to one of these exclusive photo locations, you also get the photo downloads for FREE!


These are some stellar discounts and perks, but that’s not all! There are two tiers of Disney Visa Cards, and we’re going to talk about what exclusive perks each of these cards have!

Disney Visa Card

The basic Disney Visa Card offers a statement credit after you get the card, as well as the ability to earn rewards that you can spend on Disney merchandise and on your vacations.


With the Disney Visa, you are eligible to earn a $150 statement credit after you spend $500 within 3 months of opening your account. The purchases can be made anywhere to get you up to that $500 threshold to earn the statement credit.


You are also able to earn Disney Reward Dollars. These rewards can be spent on different Disney related experiences and items, and we will list them all below. With the Disney Visa, you earn 1% back in Disney Rewards Dollars for every purchase you make.

Disney Premier Visa Card

When it comes to the Disney Premier Rewards Visa, there are A LOT of discounts and perks available to you. To start, you get the chance to earn a $300 statement credit after you spend $1,000 on purchases within 3 months of opening your account. Similar to the Disney Visa, the purchases that you make prior to hitting the $1,000 threshold can be made anywhere!

Creations Shop in EPCOT

On top of that, you also can earn Disney Reward Dollars on every purchase that you make in different ways. When it comes to earning them, you can earn different amounts depending on where you are making your purchases. Here is a general breakdown of how much you can earn back and where you can earn it:

  • You can earn 5% back in Disney Reward Dollars on any purchase made on Disneyplus.com, Hulu.com or ESPNplus.com
  • You can earn 2% back in Disney Reward Dollars at gas stations, grocery stores, restaurants and Disney locations in the U.S
  • You can earn 1% back in Disney Reward Dollars on any other purchase made
One more won’t hurt…

You are able to redeem any Disney Reward Dollars toward Disney park tickets, Disney Cruise Line packages, souvenirs, purchases on shopDisney.com and even toward Disney movies at AMC theaters! There is no limit to the amount of Disney Reward Dollars you can earn, so earn away!


We love getting ourselves a good discount at Disney World, and now you can, too! Be sure to keep checking back in with us at AllEars for more updates on discounts we find in the future!

Click here to see more about Disney Visa Discounts!

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What kind of discounts do you use at Disney World? Let us know in the comments!

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One Reply to “A Complete Guide to Disney Visa Discounts”

  1. Whoa…I was unaware of the 5% Disney Dollars for Hulu, Disney+, and ESPN subscriptions! The $49 year fee is nearly made up in just those costs in our household. Time to upgrade our card!